Optionetics

REFUND POLICY & PROCEDURE

GUARANTEE AND WITHDRAWAL POLICY

Part One (Money-Back Guarantee): Student shall have the right to withdraw from the Optionetics course without penalty by 12:00pm (noon) of day one of their scheduled seminar or within twenty one (21) days from the enrolment date, whichever occurs first. All the course materials must be returned in reusable condition either to the office in line with our refund policy which can be located at www.optionetics.com.sg if the materials are returned before the seminar, or to one of our representatives at the seminar between the hours of 9:30am and 12:00 noon. In the event Student does not so withdraw, Student waives any further right under the above guarantee.

Part Two (Performance Guarantee): If Student does not make a 300% return of the tuition paid, Student may choose to receive a 100% refund of the tuition or receive personal training for up to one year. To qualify, Student must perform thirty-six (36) Optionetics Limited Risk Options Trades ('Completed Trades') within six (6) months of the date of this form. Student must submit copies of broker statements and any other documents requested by Optionetics. All such documentation must be submitted within seven (7) months of the date of this enrolment. Refunds will be paid on all approved applications within thirty (30) days from date of authorisation pursuant to the Refund Policy. Please note: For the purposes of the Performance Guarantee, a 'Completed Trade' means a position, or multiple positions, that are opened to enter a single strategy and are later closed in total to exit that strategy for a profit, loss or breakeven.

In the event that Optionetics grants a refund under either guarantee mentioned above, student acknowledges and kagrees to forfeit the right to attend any future seminars, member access to the Optionetics website and access to trading support.

REFUND POLICY

Products purchased through Investment Educators Asia Pte Limited, which qualify for a refund as per the terms and conditions of purchase or Enrollment Agreement, are payable within 30 days from the date of authorisation, return of materials and receipt by Investment Educators Asia Pte Limited, of a written request conforming to the terms and conditions of purchase or Enrollment Agreement and prior to the expiry of the guarantee period. Completion of a Performance Guarantee Trade Worksheets and Summary and copies of brokerage statements and any other documentation reasonably requested by Investment Educators Asia Pte Ltd. may be required.

Clients are required to contact the Returns Officer prior to the return of goods to qualify the return criteria. Upon confirmed qualification, a Return Merchandise Authorisation number will be issued. The Return Merchandise Authorisation number is valid for 30 days. Clients wishing to return goods after this time will need to contact the Returns Officer and re-apply. Investment Educators Asia Pte Limited, will not accept delivery for any returned material that does not note the Return Merchandise Authorisation number clearly on the outside packaging.

Clients must return goods via a registered post method. Investment Educators Asia Pte Limited accepts no responsibility for goods lost or damaged in transit.

Refund payments for approved returned products will be made via the method of original purchase, with the exception of Direct debit payments, which will be refunded by cheque.

Any enquiries associated with the Terms and Conditions of refunds and returns must be directed to the Returns Officer in writing to:

Investor Educators Asia Pte Ltd.
59 Ubi Avenue 1,
#07-17 Bizlink Centre
Singapore 408938

In respect of the terms of any relevant Optionetics Guarantees, a completed trade is one that includes both an entry and an exit. Where a single strategy involves multiple legs, the components of the strategy will be considered as a single trade. Where a strategy involves an opening of a position, and then a rolling of that position over time (e.g. for a Calendar Spread), the opening and subsequent transactions will be considered as a single trade for the purposes of any Guarantee.