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LEGAL NOTICES AND DISCLAIMERS

Investments in securities are speculative in nature and carry the risk of loss as well as profit. Consult with your professional advisor prior to trading. Seminars are for educational purposes only. Strategies discussed do not imply or represent a recommendation to trade securities. Testimonials are given as examples only. Investor Educators Asia, ("Optionetics"), their directors, officers, employees or consultants do not guarantee performance of techniques taught or that results experienced by people providing the testimonials will be emulated. The information presented is presented by way of example and is for educational purposes only and does not constitute any securities recommendation and may or may not be suitable to any individual investor's needs. Techniques taught do not take into account individual financial objectives, situations or needs and individuals should assess any particular investment decision by reference to their own circumstances and financial capacity, including by consultation with a licensed securities adviser where appropriate to their circumstances.

The information and data contained in this website (www.optionetics.com.sg) was obtained from sources believed to be reliable, but accuracy is not guaranteed. Neither the information, nor any opinion expressed, constitutes a recommendation to purchase or sell a security, or to provide investment advice.

The information contained on this site is provided for general informational purposes, as a convenience to the customers of Optionetics. The materials are not a substitute for obtaining professional advice from a qualified person, firm or corporation. Consult the appropriate professional advisor for more complete and current information. Optionetics are not engaged in rendering any legal or professional services by placing these general informational materials on this website.

Optionetics specifically disclaims any liability, whether based in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the site, even if Optionetics has been advised of the possibility of such damages, including liability in connection with mistakes or omissions in, or delays in transmission of, information to or from the user, interruptions in telecommunications connections to the site or viruses.

Optionetics makes no representations or warranties about the accuracy or completeness of the information contained on this website. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that Optionetics endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.

Optionetics is the copyright owner of all text and graphics contained on this website, except as otherwise indicated. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of Optionetics. Permission to use and reproduce documents and related graphics available from this website is granted, provided that: 1. the below copyright notice appears in all copies and that both the copyright and this permission notice appear; 2. use and reproduction of documents and related graphics available from this website is limited to personal, non-commercial use; 3. no documents or related graphics, including logos, available from this website are modified in any way; and 4. no graphics, including logos, available from this website are used separate from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties.

Violators will be prosecuted to the maximum extent possible.


PRIVACY POLICY

www.optionetics.com.sg is committed to safeguarding your privacy online. Please read the following statement to understand how your personal information will be treated as you make full use of the www.optionetics.com.sg Web site. The www.optionetics.com.sg Web site is owned and operated by Investment Educators Asia Pte Limited .

If you have any questions regarding our privacy statement, please feel free to contact us by e-mail at customerservice@optionetics.com.sg .

Gathering of Information

Voluntary Submission

www.optionetics.com.sg does not collect personally identifying information about any individual www.optionetics.com.sg Web site user except when knowingly provided by such individual. For example, we may ask you for information when you register to receive a newsletter or to use our online stock and options portfolio. You always have the option not to provide the information we request. If you choose not to provide the information we request, you can still visit most of the www.optionetics.com.sg Web site, but you may be unable to access certain options and services.

Cookies

A cookie is a data file that certain Web sites write to your computer's hard drive when you visit such sites. A cookie file can contain information, such as a user identification code, that the site uses to track the pages you have visited. www.optionetics.com.sg uses cookies solely to track user traffic patterns throughout the www.optionetics.com.sg Web site and to allow you access to "member only" section of the site. We use this data on an anonymous basis and we do not correlate this information with personal data of any user.

Most Web site browsers automatically accept cookies, but you can usually change your browser settings to display a warning before accepting a cookie, or to refuse all cookies. However, if you choose to disable the receipt of cookies from our Web site, you may not be able to use certain features of the site.

Browser Level Information

www.optionetics.com.sg web servers automatically collect information about a site user's IP address, browser type and referrer by reading this information from the user's browser (information provided by every user's browser). This information is collected in a database and used--in an aggregated, anonymous manner--in our internal analysis of traffic patterns within our Web site. This information is automatically logged by most Web sites.

Use of Information

Our primary goal in collecting user information is to enhance your experience on our Web site. We achieve this goal by, among other things, providing interactive communications such as our electronic newsletters to the e-mail address that you provide to us, and developing future editorial content based on your interests. To develop content targeted to your interests, we use aggregated user information to determine which areas of our Web site users prefer based upon traffic to those areas. We do not track what individual users read, but instead how well each page or content area performs overall.

www.optionetics.com.sg is a free Web site and we derive revenues from advertising. In order to attract and retain advertisers we use the aggregated, anonymous information that we gather (as well as information from third-party market researchers) to describe our services to partners and to assist our advertisers and sponsors to better understand our audience. This is essential to keeping our service free of charge to our users. We do not disclose personally identifying information about our users to these parties.

www.optionetics.com.sg may also disclose information about our users when we believe, in good faith, that the disclosure is required by law.

When you are on an area of www.optionetics.com.sg and are asked for personal information, you are sharing that information with www.optionetics.com.sg as well as business partners and vendors providing hosting and other services for www.optionetics.com.sg . If you do not want your information to be shared, you can choose not to allow the transfer of your information by not using that particular service. These parties, as well as advertisers who contract directly with a third-party service to serve their advertisements, may set their own cookies.

In addition, any personally identifiable information provided by our users as part of an advertiser promotion online may be provided directly to advertisers.

Please be aware that www.optionetics.com.sg sponsors, advertisers or Web sites that have links on our site may collect personally identifiable information about you. The information practices of those parties and Web sites linked to Optionetics.com.au are not covered by this privacy statement. www.optionetics.com.sg users should also be aware that, when you voluntarily disclose personal information in chat areas or bulletin boards, that information may be collected by others and may result in unsolicited messages from others.

Kids under 13: Do not send any information about yourself to us--including information such as your name, address, or e-mail address. We do not knowingly collect personally identifiable information from children under 13. In the event that we learn we have collected any personal information from a child under the age of 13 without verification of parental consent, we will delete that information from our database as quickly as possible.

Limitation of Liability
All products, services, information, software and downloads on this site are offered or provided “as is”. To the fullest extent permitted by applicable laws, neither Optionetics nor any of their respective directors, employees, affiliates or other representatives will be liable for loss or damages arising out of or in connection with the use of, or inability to use, the materials in and/or facilities or services offered through this website, including, but not limited to, indirect or consequential loss or damages, loss of data, income, profit or opportunity, loss of or damage to property and claims of third parties, even if Optionetics have been advised of the possibility of such loss or damages or such loss or damages were reasonably foreseeable. If this clause is unenforceable in whole or in part in any jurisdiction due to relevant laws, then in no event shall Optionetics total liability to you for all damages, losses, and claims (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you for any product or service including any money paid, if any, for accessing this website

Changes are periodically made to the information provided on this Website without advance notice of any kind. Optionetics may also make changes in the products, services and software described in this site at any time without advance notice. Profit Strategies does not warrant that the information contained on this Website is accurate or error-free.

How to Contact Us

If you have any questions regarding our privacy statement, please feel free to contact us by e-mail at customerservice@optionetics.com.sg .

This statement may change from time to time, so please check back periodically.

GUARANTEE AND WITHDRAWAL POLICY

Part One (Money-Back Guarantee): Student shall have the right to withdraw from the Optionetics course without penalty by 12:00pm (noon) of day one of their scheduled seminar or within twenty one (21) days from the enrolment date, whichever occurs first. All the course materials must be returned in reusable condition either to the office in line with our refund policy which can be located at www.optionetics.com.sg if the materials are returned before the seminar, or to one of our representatives at the seminar between the hours of 9:30am and 12:00 noon. In the event Student does not so withdraw, Student waives any further right under the above guarantee.

Part Two (Performance Guarantee): If Student does not make a 300% return of the tuition paid, Student may choose to receive a 100% refund of the tuition or receive personal training for up to one year. To qualify, Student must perform thirty-six (36) Optionetics Limited Risk Options Trades ('Completed Trades') within six (6) months of the date of this form. Student must submit copies of broker statements and any other documents requested by Optionetics. All such documentation must be submitted within seven (7) months of the date of this enrolment. Refunds will be paid on all approved applications within thirty (30) days from date of authorisation pursuant to the Refund Policy. Please note: For the purposes of the Performance Guarantee, a 'Completed Trade' means a position, or multiple positions, that are opened to enter a single strategy and are later closed in total to exit that strategy for a profit, loss or breakeven.

In the event that Optionetics grants a refund under either guarantee mentioned above, student acknowledges and kagrees to forfeit the right to attend any future seminars, member access to the Optionetics website and access to trading support.

REFUND POLICY

Products purchased through Investment Educators Asia Pte Limited , which qualify for a refund as per the terms and conditions of purchase, are payable within 30 days from the date of authorisation, return of materials and receipt by Investment Educators Asia Pte Limited of a written or verbal request prior to the expiry of the guarantee period.

Clients are required to contact the Returns Officer prior to the return of goods to qualify the return criteria. Upon confirmed qualification, a Return Merchandise Authorisation number will be issued. The Return Merchandise Authorisation number is valid for 30 days. Clients wishing to return goods after this time will need to contact the Returns Officer and re-apply. The organisation will not accept delivery for any returned material that does not note the Return Merchandise Authorisation number clearly on the outside packaging.

Investment Educators Asia Pte Limited recommends all clients return goods via a registered or secured method of post. Although it is left to the discretion of the client, the organisation accepts no responsibility for goods lost in transit.

Returned materials must be received in an intact and re-saleable condition. Quality Assurance on returned materials will be conducted by the organisation within 3 working days of receipt of goods.

Applications for refunds will be approved only when goods comply with the organisation's Quality Assurance.

Refund payments for approved returned products will be made via the method of original purchase, with the exception of Direct debit payments, which will be refunded by cheque. Please note in credit card refunds, that payments may take 3-5 working days from date of terminal approval to show on the cardholder's account. This detail can be confirmed further by the cardholder with their institution.

Any enquiries associated with the Terms and Conditions of refunds and returns must be directed to the Returns Officer in writing to:

Investor Educators Asia Pte Ltd.
59 Ubi Avenue 1,
#07-17 Bizlink Centre
Singapore 408938

In respect of the terms of any relevant Optionetics Guarantees, a completed trade is one that includes both an entry and an exit. Where a single strategy involves multiple legs, the components of the strategy will be considered as a single trade. Where a strategy involves an opening of a position, and then a rolling of that position over time (e.g. for a Calendar Spread), the opening and subsequent transactions will be considered as a single trade for the purposes of any Guarantee.

DEFINITIONS:

Browser type: A user's browser is a software program running on a computer that allows users to access documents on the World Wide Web. Browsers can be either text or graphic. They read HTML coded pages that reside on a server and interpret the coding into what the user sees as Web pages. Netscape Navigator and Microsoft Internet Explorer are examples of Web browsers. Browser type typically discloses hardware platform, operating system, and browser software and version.

Referrer: The referrer is the URL of the Internet resource or page that causes a browser to request a page or image from optionetics.com.au servers.

IP address: Every computer connected to the Internet has a numeric address called an "IP address." This may or may not correspond uniquely to a particular computer. In some cases, IP addresses can be resolved to domain names, which may indicate a site visitor's Internet service provider, employer, university, etc. As part of its database analysis optionetics.com.au resolves IP addresses to domain names.

For more information on general rules concerning the use of customer data, go to www.networkadvertising.org.

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